Typical examples of merchant account service providers that utilise ISO merchant accounts include Lloyds Bank, Worldpay and HSBC Bank. “7 Chargeback Statistics Merchants Need to Know. Airlines or airplane charters. (As as long as it doesn't contain more than 0. PayCly is a pioneer in online high-risk merchant account services in Singapore. Some businesses may struggle to get approved for a merchant account from mainstream providers because they’re considered “high-risk”. Square: Best Free Merchant Account For Small Businesses. Including individual transactions and batch totals with comprehensive reporting tools. They typically offer online and in-person processing services. The lowest sales threshold for an ISO account falls at around £80,000 per year for Visa, whereas the highest sales threshold is required by Mastercard at £800,000. We provide High Risk Payment Gateway in USA A company do come in category of high risk if: – It operates within a high-risk industry Presence of risk of financial failure Both the above factors might affect the company’s. io is a newly-established merchant account provider that caters to both high-risk and low-risk US merchants. Reserves can be held for 180 days after account closure before they are released. net: Best for fraud prevention. Boasting 92% Excellent ratings over 64 reviews on Trustpilot, ProMerchant is one of the best-rated merchant services that supports brick-and-mortar retail stores, eCommerce businesses, restaurants, as well as numerous high-risk industries. As merchant account providers, it is our job to give you the hardware, the service and the know-how to accept these different forms of payment. A high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. Higher payment processing fees. WE APPROVE ALL HIGH RISK MERCHANTS: 1-800-type chat sites. With its expertise in high-risk merchant accounts, tailored payment processing options, competitive pricing, and excellent customer support, HMS is well-equipped to help CBD merchants efficiently and effectively process credit card payments. PaymentCloud. This includes CBD and Kratom businesses. 99% approval rate. Our gateway partners will give you access to all information regarding your new. The statements will display how you collect funds from people. A rolling reserve that can be held for up to 180 days (or longer in some cases) after account closure. PayOp. However, high-risk payment processing is what PaymentCloud is best known for. Host Merchant Services is a payment processing provider that offers robust solutions for businesses seeking offshore credit card processing. These companies have established themselves as trusted suppliers of high-quality peptides and offer multiple payment methods, including credit cards and cryptocurrencies. m. Close. S. The Gun & Ammunition Stores industry is booming, boasting an impressive USD 20. One essential service that top merchant services offer is credit card processing. Instabill has been providing high risk merchant account approvals since 2001. List Of Merchant Account Providers. Fraud occurs when someone makes a. Define your project needs. The top processors are determined based on competitive rates, etc. Offering businesses a full range of high risk merchant services and payment processing solutions: retail, eCommerce, mail order/telephone order, mobile, payment gateways, and checks. For instance, if you had stated in your application that your average transaction amount would be $100 and then your average spikes to $500, your processor will be concerned. Shark Processing offers advanced high-risk offshore merchant account solutions at competitive fees. A high-risk merchant account is a service that Payment Service Providers (PSPs) offer so that entities in fraud or chargeback-prone industries can accept card payments. Finding the best ACH payment processing companies for your small business often comes down to selecting a reputable company that can provide both ACH and credit/debit card processing in a single package. See more about High Risk Merchant processing With approval turnaround time. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. GoCardless: Best for only ACH payments. Press & Events. Let us handle your high risk merchant services today. Not sure if you’re a high risk merchant? Unsure where to begin? Please contact a merchant consultant at 1-800-930-4476 for more information or to apply for a merchant. We are one of the best high risk merchant service providers in U. Adult entertainment merchants are considered high risk by most banks. Because of this, we can help you get your retail or Ecommerce adult merchant account approved quickly. NMI provides payment gateways—including high-risk payment gateways —used by more than 250,000 merchants worldwide. Traditional merchant account providers will often end up canceling the accounts of a high-risk business or not approving them in the first place. Adult payment processing is high-risk credit card processing so it comes with different fees and fee requirements which vary by service. Research high risk merchant account providers. Where one provider may consider you high risk, others may not. We can offer credit repair payment processing options and merchant accounts for your business, helping. 0 bn market size for 2023 and projected growth of 1. In our evaluation, HMS scored a respectable 3. If you’re not sure if your business is high risk or you’d like further clarification on our position on bad credit and high risk businesses, give us a call toll-free at 1-800-774-7597. Among the dozens of high-risk providers on the market that accept e-cigarette/vape merchants, we selected the following companies for their honest sales practices, reasonable prices, and excellent customer support. A merchant account is a type of business bank account that allows businesses to process electronic payments such as debit and credit cards. Stripe: Best overall international merchant account for small businesses. We suggest 4 popular payment providers that cover high risk merchants: 1. PaymentUSA offers a wide range of Merchant Account Services for making your transactions quick and easy! Start accepting credit cards today!. Without a high-risk merchant account, ecommerce businesses eventually may face the risk of. If your company doesn’t have a positive transaction history or it is too new to have developed one, you will encounter high charges from payment processing providers at. However, working with High Risk Pay means finding the options for your business that wouldn’t have been available to you via traditional banking alone. Stax: Best for Subscription Pricing. Tier 2: Payment Depot’s most popular account tier, this plan caps at $75,000 in credit card volume per month. The industries that possess this account are Adult Industry, Travel, Forex trading business, Multilevel Marketing business. Although some payment servicers are hesitant to work with adult businesses, several providers specialize in high-risk merchant accounts. net: Best for B2B transactions. Finally! A quick and easy way to find a merchant service provider for high risk accounts! When you work with us, you can expect 5 star service that delivers the results you need. These types of merchants usually pay higher fees than average, but the benefits may outweigh the cost. 2Sell: 3. 10 per transaction. Payment Savvy is a leading High Risk merchant account provider. The Best Payment Gateways of 2023. After all, our mission at Blue Payment Agency is to make it as easy as possible for high-risk businesses to accept credit and debit card payments online. As a rule, you can expect higher fees for opening an account, processing payments, handling chargebacks and terminating your contract early. These accounts come with higher fees due to the increased risk. Payment processors dictate their relationship with merchants, so high-risk businesses may need to find merchant account providers that offer services to high-risk industries. Now, over 40 million people in the US alone own one of the latter two devices, and that doesn’t count the people voice searching on their. This has led to more vape shops and online vape shops while increasing the need for ecommerce merchant accounts. View our rankings of the best high risk merchant account providers for adult industry. Through new business ventures, you’ll have the opportunity to develop your company and strengthen your brand. Depending on your industry, we have multiple payment processing solutions, including high-risk credit card processing and high-risk ACH processing. A merchant account is a particular type of bank account that business owners must establish in order to accept payments. As long as you only sell legal products and services, Corepay can probably accommodate your business. They offer flexible payment solutions, including ACH and e-check processing, as well as. Best for online and international sellers: Durango Merchant Services. Particularly, merchant account providers use these codes to determine if a business is too risky for its services. Selling CBD is perfectly legal in the United States. The PayKings team has high risk merchant accounts for businesses with high risk payment processing volumes of $20,000-$100,000,000+ per month. Flagship Merchant Services: Best. partnerwith a reliable merchant services provider that can. This is mostly because high-risk merchant accounts are highly personalized based on the business as well as the trustworthiness of the business owner. A high-risk merchant account provider is a company that specializes in providing merchant accounts to businesses with higher risk profiles. Ensure that you choose a high-risk eCommerce merchant account provider that offers you a PCI-DSS endorsed certified payment gateway and the latest anti-fraud technology. Currently, consumers’ most preferred payment methods are credit and debit cards. The company specifically markets. Show Summary. Chat with us , powered by LiveChatThis blog will explore how high-risk marketers can combat the industry’s common issues of fraud and chargebacks, and how services from a reputable high-risk merchant account provider, like EMB, can offer transparent and secure solutions to these hurdles. But high-risk businesses may be tied to long-term contracts (2-3 years). Merchant Services Provider : High Risk Merchant Account & Payment Gateway⚡ Instant Approval Contact us ☎(800) 956-1277 The Best ACH Payment Processing of 2023. First, choose a high-risk payment processor that accepts your type of business. Edition: United States. g. Online gaming is a big market that’s only continuing to grow, and more merchant account underwriters and banks are adapting their standards to accommodate it. What is a high-risk merchant account? [A high-risk merchant account is a business account or merchant account that allows the business to accept credit cards though they are considered risky by the banks and credit card processors. 1. The top processors are determined based on competitive rates, etc. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. High Risk & Bad Credit. You will probably pay at least $25/month to maintain your high-risk merchant. Get an instant online quote for high risk merchant services. If your business is struggling with poor credit, you’ve likely been turned down for a merchant account by your standard, low-risk provider — but don’t worry. Then, EMB provides merchant account services tailored to these specific business needs. High volume solutions: load balancing gateways and multiple MIDS. 5% + $0. Merchant Account Providers – Get your merchant account & accept credit cards. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. Close. Tags: High Risk Business. The top processors are determined based on competitive rates, etc. NH03801, USA; EU Registered Address: Instabill Limited, 19 Giovanni Curmi Street, Lija, Malta [email. Need a Merchant Account for your CBD Online Store? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us ☎ (800) 956-1277. Bank Account opening in 109 countries including, offshore and USA. About 35% of them chose debit cards with only 11% preferring. So, don't waste time applying with the wrong provider. One such option is eMerchant Authority which offers bad credit merchant accounts that your business needs to be able to receive payments. Decades Of Experience. PayKings offers payment solutions to businesses in high risk industries, which means that as payment processing providers, our banks are willing to accept the liability for the increased risk associated with those businesses that are categorized as needing a high risk merchant account. , with eMerchant Authority. It affects customer experiences, your finances, and more. If you are applying for a second. The 7 Best High-Risk Merchant Account Providers 1. . Posted in high risk. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. A high-risk merchant is a company with which most credit card processors will not do business due to the merchant’s potential for fraud or high customer dispute volumes. Let’s say a customer wants to pay for a merchant’s products or services with a credit card. Monthly fee: $10 for in-person sales. Our selection criteria evaluate cost, transparency, contract requirements, and features. Thus, high-risk merchant account helps merchants considered high risk to accept debit and credit card transactions. Recognizing the challenges faced by companies with less-than-stellar credit histories, Moonlight offers a compassionate approach, paired with expert knowledge in. Durango: Best for International Businesses. However, having an offshore account has many benefits. Authorize. , payment gateways specifically for. These. With several domestic and offshore acquiring banking partners worldwide, our merchant account managers can assess. The company offers payment processing services for more than 170 countries with 300+ payment methods, including local acquiring. It is the ultimate penalty for excessive chargebacks, nonpayment or fraud. Forex and gaming merchants must also have relevant permits to use an European high-risk merchant account. In 2021, consumers paid for 70 percent of their purchases with a credit or debit card. Our typical turn-around time is 3-5 business days. Usually, the processing fees for a standard merchant account are charged at 0. A high-risk merchant account is a type of business bank account set up by a payment processor that allows merchants to accept credit and debit cards for their business, even though they have been labeled as a high-risk business by a previous processor or payment service provider. Step 1: A customer buys a product or service either online or in-store. Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of serving most domestic high risk business types. Like most high-risk merchant account providers, PaymentCloud is not a direct processor. Helcim: Best for interchange-plus pricing. Get started today! Give us a call at 1-866-303-2558. Edition: United States. 35 per transaction. 1. First Card Payments offers high-risk merchant accounts and credit card processing. High-risk merchant accounts differ from low-risk accounts in the following ways: Almost always a full-service merchant account (PSPs typically don’t accept high-risk businesses) Extensive underwriting process required before account approval; Might be underwritten by an offshore bank or processor; Typically require a long-term contract 3. If your business operates in a high-risk industry such as gambling, travel, or pharmaceuticals, high-risk merchant account providers like Instabill and ccNetPay may be suitable. Getting a high-risk or offshore merchant account doesn’t have to be a hassle when you work with Payline Data. Host Merchant Services Top Pick for High Volume Credit Card Processing. 2. Moonlight Payments Overview. e. From credit card processing to bitcoin, and digital banks to finance software… we cover it all! Soar Payments is the leader for high risk credit card processing, offering Industry Minimum Pricing and USA-based. Looking for high risk merchant account providers? Connect with High Risk Merchant Account to get high risk payment gateway and credit card processing serviceA high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. Soar Payments is a leading high risk merchant account provider, offering credit card processing for hard to place and non-traditional businesses. Paycron offers flexible low, medium, and high-risk payment processing solutions with no restrictions. Soar Payments is a leading high risk merchant account provider, offering credit card processing for hard to place and non-traditional businesses. 2Checkout bases its pricing on a pay-as-you-go model — you’ll pay per transaction, but there are no monthly or annual account fees or early termination fees for closing your account. As a business owner in the US, it is important to understand what options are available to you when it comes to finding a merchant account provider. The best thing to do is to find a provider that specializes in high-risk merchant accounts. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. Host Merchant Services. High-risk merchant accounts: Some industries have a higher risk of credit card chargebacks. Whether you are. PayPal: Best for occasional sellers and small merchants selling on marketplaces. This could either be in the form of transaction volume or add-ons. With their advanced technology and expertise, businesses in high-risk industries can easily manage their transactions while reducing financial risks. This is especially true when it comes to finding a payment processor for high-risk merchants. An ACH merchant account allows. Customers are more likely to complete a purchase if they can easily pay for it online, without having to. The Problems For High-Risk Merchants. We’re here to help with that, credit and risk notwithstanding. Clover: Best for POS. ACH Payment Processing; Merchant services first data;If you are considering a high-risk merchant account, it's essential to research multiple providers, compare their fees and services, read reviews from other merchants, and ensure they have a track record of reliable service and support. . Payline Data: Best for subscription-based businesses. PaymentCloud: Best For Free Credit Card Terminal. If you’re looking for the most affordable option, PayPal is a great choice. Fortunately, many knowledge payment providers offer instant merchant account approval if you have all your ducks. We can set up your merchant account quickly and help you to start taking card payments without any hassle. At High Risk. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. It is the single solution for all your high-risk payment-related problems in Singapore and the rest of the world, too. High Risk Pay are specialists in providing payment solutions for credit repair companies. You’ll pay $49 per month plus $0. Each merchant account provider has its own guidelines to determine whether a business is considered high risk. g. 3. Hillcrest Drive Suite 209 Thousand Oaks, CA 91362. With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. Dharma’s processing rate for high-risk businesses is interchange rate + 1. For more information about our merchant accounts, call us toll-free at 1-800-318-2713. National Processing offers different plans based on whether you’re accepting payments in-person or online, and it promises $500 if it can’t beat high-volume ($10,000 or more in monthly sales. 2Sell: 3. S. Get a free card swiper from Square at no cost when you create a free account. In addition, you may have noticed that Visa and Mastercard require you to pay the $500 renewal fee every year. Braintree: Best for online sales across borders. [2] Citcon. BankCard USA takes a different approach. Depending on your industry, we have multiple payment processing solutions, including high-risk credit card processing and high-risk ACH processing. A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high risk nature by the banks and credit card processors. If this sounds like something you’d like to take a risk on, Sign Up here!3. To avoid the hefty fees and registration requirements, make sure. Unfortunately, CBD’s legal standing and regulatory requirements give CBD businesses a high-risk categorization, limiting the capability of CBD merchants to. Durango Merchant Services: Best for eCommerce merchants. The company’s products and services include online marketing tools, an online payment gateway and virtual terminal, gift and loyalty. High-risk merchant accounts are specially designed to meet the payment processing needs of high-risk businesses. Online merchant accounts for small businesses have a unique objective: save costs and build revenue. Another provider might specialize in gambling, but not take on any. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. com. With Go High Level you can easily capture new leads, build full-blown websites, and landing pages, drag & drop surveys and forms, plus online appointment setting. Chargebacks; eCheck +1 (888) 218-4818 Get Started Let's Talk. With reliable customer service and a user-friendly platform, your merchant services provider becomes a partner. Using an online payment gateway for tech support is the fastest way for you to receive card processing payments to your merchant account. PaymentCloud: Best For High-Risk Healthcare Providers. In 2021, consumers paid for 70 percent of their purchases with a credit or debit card. , those with both physical and digital storefronts), Moonlight addresses the unique challenges faced by businesses in sectors like. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. High-Risk. Durango can provide processing for U. Historically, merchants in high-risk categories have had few options for payments. PaymentCloud – Best for high-risk merchants. Fees also vary by provider and in most cases, pricing is set individually for every merchant. High-Risk Solutions. When it comes to the application process, applying for a high-risk merchant account is quite easy. It is much quicker than manual processing! The connected payment processor sends the transaction request to the payment gateway automatically within seconds. ). Corepay. Fastest application process: Soar Payments. Its risk management and fraud protection tools are handmade for travel agencies, while its flexible merchant services packages are tailored to selling airline tickets, hotel. Check out high risk merchant account providers in the USA. No. Merchants can receive real-time alerts for all chargebacks lodged when enrolled in an alert service offered via the Ethoca alert system or Verifi networks. Including individual transactions and batch totals with comprehensive reporting tools. High Risk Payment Gateway. A high-risk merchant account is a business account that is mainly designed for businesses that have an excessive risk of chargebacks, fraud, or legal compliance. New merchants: Without a solid track record to show that you’re able to sell your. Home; Related News & Articles; Services. Easy Pay Direct specializes in high-risk industries and has experience working with gaming businesses . However, ProMerchant’s pricing is considerably lower than Clover’s. Weaknesses. Boasting 92% Excellent ratings over 64 reviews on Trustpilot, ProMerchant is one of the best-rated merchant services that supports brick-and-mortar retail stores, eCommerce businesses, restaurants, as well as numerous high-risk industries. Many other merchant service providers refer high-risk businesses to PaymentCloud because of its excellent reputation in getting businesses approved. With their industry-specific expertise, customizable payment solutions, and competitive pricing, National Processing offers a reliable and secure payment processing service that meets the unique needs of high risk merchants. High-risk businesses are typically those that are new, have a history of credit problems, or operate in an industry that is considered controversial or. Like traditional merchant accounts, it allows merchants to process credit cards, debit cards, and other payments from customers. In the mid-1980s, there were 135 ATM and 35 debit regional bank-owned networks. After several decades passed, they united into 6. How to open a high-risk merchant account: 8-step guide. com With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. As long as your chargeback rate is below 3%, emerchantbroker. Internet Merchant Account. PaymentCloud: Best for High-Risk Businesses 5. High Risk Merchant Account. com ; Search. Chat with us , powered by LiveChat Make sure that the merchant account provider can cater to your business as it grows. There are some risk factors that providers use to determine whether you fall into the high risk. When choosing a merchant account provider, businesses should consider factors such as experience, reputation, customer support, and competitive pricing. Authorize. Our gateway partners like NMI and Authorize. July 17, 2023. Blue Sky Peptide is a few example of successful e-businesses in the peptide industry with active merchant accounts. United States-based customers get a free Pax S300 payment terminal;. We provide speedy and efficient credit card, debit card and ACH payment processing. Voted the #1 high risk processor in the United States, EMB talks to each business to get to know its wants and needs. View our rankings of the best high risk merchant account providers for nutraceuticals. Dedicated to Providing the Best Credit Card Processing Solutions to Hard-to-Place and High Risk Merchants. Longer contract terms. L3 Payments is a merchant account provider for high-risk industries and hard-to-place merchants. A low-risk merchant account doesn’t really enable you to experience. (888) 846-8901 info@attorneygl. Specialized high-risk payment processors are the best option to guide merchants through the challenges of growing a high risk business. Your business will be set up for long-term success by accepting debit and credit cards. If you are in the nutraceuticals business, look for a merchant service provider that specializes in high-risk industries like SecureGlobalPay and can provide you with tailored solutions. 75%, and you’ll also pay around €950 in annual bank fees, a setup fee of €100, and a monthly fee of €20. High risk merchant accounts are designed to accommodate businesses that are financially unpredictable, prone to chargebacks or pose a certain degree of potential loss to merchant service providers and banks. Tier 1: This is the right option for businesses that process under $25,000 per month. Cortana, Alexa, and Google. High-risk payment gateways, CRM integrations, virtual terminals, and credit card point-of-sale solutions are a few of our payment platforms. Durango Merchant Services experts will help to guide you through the requirements and options with the primary goal of providing options for approval. Looking for a Drop Shipping Payment System? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us ☎ (800) 956-1277. Luckily, Instabill takes on the responsibility. Whether MX Merchant or Authorize. We’ve recently added five new high-risk merchant account providers to our network,. At PayFasto, we’re aiming to provide truly global high-risk merchant account services, and we can assist you in obtaining a high-risk merchant accounts across Europe, the UK, North America, South America, and Asia. No matter you’re a new business or the owner of top adult websites, you can get a secure and low-cost adult merchant account if you turn to EMB. We understand the unique needs of the varying types of adult businesses. $20 for online sales. There. We are dedicated to giving the same priority and service to businesses considered high risk as to any client, meaning a typical approval for a merchant account can be done in as little as 48 hours or less. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Instabill offers fast approvals and will guide you through each step of our merchant account application process. This article explores the ins and outs of high risk merchant accounts in the USA, shedding light on how they function, why they are necessary, and how to choose the right one for your business. Next, visit their website and fill out their application online. 1. High risk account fees go as high as 1. Normally, you'll be charged a fixed monthly fee (usually between £25 and £75 per month) and then fees on top of every payment you take (which typically range from 1. 2. If your business operates in a high-risk industry such as gambling, travel, or pharmaceuticals, high-risk merchant account providers like Instabill and ccNetPay may be suitable. While others that provide mid and high risk merchant accounts charge as much as $200 for an application or setup fee, Soar Payments does not charge any one-time setup or application fees for getting a merchant account through us. PaymentCloud. 09%. that the merchant may not fulfill their responsibility to pay for the charge-backs, then it may be considered high risk. To lower risk, the merchant account provider may seek address verification. High-risk merchant accounts. A merchant account is a bank account for merchants that will acquire all the settled credit and debit card deposits from daily batches. Known for its high approval rates and fast processing services, High Risk Pay is a reliable choice for businesses dealing with high transaction volumes. Alipay is a reliable high-risk merchant account provider that offers tailored payment processing solutions for businesses in various high-risk industries. PaymentCloud: Best For eCommerce-Only Vape Shops. For more information, visit the Host Merchant Services website or call (888) 727-4538. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. In addition to the security provided by a high -risk trader account, they can be canceled if a large amount of payment is recorded. With high risk merchant accounts, the bank may use risk management strategies like a rolling reserve, to protect the bank and the merchant from potential losses. We know what it takes for you to succeed. Get an instant online quote for high risk merchant services. Merchants in need of adult merchant accounts should turn to a merchant services provider which specializes in high risk businesses. A good high risk merchant account provider should have relationships with multiple banks and know which banks fulfill your business needs best. Your application for a High Risk Merchant Account will be. 2. National Processing: Best For Clover Processing Hardware. 3. But, they vary from processor to processor and your cash flow is important, so you’ll want to negotiate against the merchant reserve if possible. Best Services. Supported industries: Adult services, CBD, online dating, vape sales. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. No. These are some of the high risk business that is. However, ProMerchant’s pricing is considerably lower than Clover’s. Treati. For our round-up, in-person costs range from 1. 5) How High Risk Merchant Accounts are Managed. Mobile credit card. Stax by Fattmerchant. Extreme Peptides, 3. 5. 3. Payment Depot Merchant Services. Visit Site. Select credit card companies to cooperate with. Instabill is one of the industry’s leading high risk merchant account providers worldwide. Robust Offshore Payment Processing Solutions. Additionally, 5 Star Processing can assist high-volume merchants and ACH processing. This could either be in the form of transaction volume or add-ons. Exclusive Promo: PaymentCloud will give you $200 if they can't beat. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. Paycron has an extensive network of providers for your business. Read Full Story.